Digital credentials, explained.

Guides for registrars, programme managers and HR teams who need to understand verifiable credentials before they choose a provider. Written by the team that builds SAPIO.

Guides

Glossary

The terms you will meet in tenders, standards and wallet documentation.

Verifiable credential
A digitally signed statement about a person or organisation, held in a wallet and checkable by anyone without contacting the issuer.
Issuer
The organisation that creates and signs a credential, for example a university or training provider.
Holder
The person who receives, stores and presents a credential, usually the learner.
Verifier (relying party)
The organisation that checks a presented credential, for example an employer.
Digital wallet
An app that stores credentials and presents them on request, such as the EUDI Wallet or swiyu.
SD-JWT VC
A credential format based on JSON Web Tokens with selective disclosure, specified at the IETF and used by EU and Swiss wallets.
Selective disclosure
Sharing only some fields of a credential. Undisclosed fields remain as salted hashes that reveal nothing.
OpenID4VCI
OpenID for Verifiable Credential Issuance: the OpenID Foundation protocol for issuing credentials into a wallet.
OpenID4VP
OpenID for Verifiable Presentations: the OpenID Foundation protocol for presenting credentials to a verifier.
did:webvh
A decentralised identifier method that anchors an issuer’s identity in its own web domain, with a verifiable history of key changes.
Status list
A published, signed list that tells verifiers whether a credential has been revoked or suspended.
European Learning Model (ELM)
The EU data model for describing learning opportunities and achievements, used by Europass Digital Credentials.
Micro-credential
A record of the learning outcomes of a small, assessed unit of learning, as defined in the 2022 Council Recommendation.
EUDI Wallet
The European Digital Identity Wallet that each EU member state provides under Regulation (EU) 2024/1183.
eIDAS 2.0
Common name for Regulation (EU) 2024/1183, which establishes the European Digital Identity Framework.
swiyu
The wallet app and trust infrastructure of the Swiss Confederation, used for the Swiss e-ID and other credentials.

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In 30 minutes we walk through your credential type and show issuance and verification live.