General Terms and Conditions (AGB)

1. Scope of Application

These General Terms and Conditions (GTC) apply to all services and products provided by SAPIO GmbH (“SAPIO”), including access to our platform for issuing and verifying digital credentials.

2. Services

SAPIO provides a digital infrastructure to issue, manage, and verify verifiable credentials using Self-Sovereign Identity (SSI) principles, in compliance with Swiss and European digital identity standards.

3. Registration and Accounts

To use SAPIO services, clients must create an account. The client is responsible for the accuracy of information provided and the security of their access credentials.

4. Use of the Platform

Clients may use the platform for lawful purposes only. Any misuse, reverse engineering, or unauthorized access to data is strictly prohibited.

5. Prices and Payment

Our pricing is based on transaction tiers as published on the SAPIO website. All prices are in Swiss Francs (CHF), excluding VAT unless stated otherwise.

6. Liability

SAPIO is not liable for any indirect or consequential damages. Liability is limited to cases of gross negligence or intent.

7. Data Protection

Personal data is processed in accordance with our Privacy Policy. By using our services, you consent to such processing.

8. Modifications

SAPIO reserves the right to amend these terms at any time. Clients will be notified of significant changes in due time.

9. Governing Law and Jurisdiction

These terms are governed by Swiss law. The exclusive place of jurisdiction is the competent court in Zug, Switzerland.